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Protect your property against fire-related damages
Our comprehensive fire insurance policy provides protection against losses or damages to your property caused by fire, lightning, and explosion. We understand the devastating impact of fire-related incidents and offer tailored solutions to safeguard your assets.
It is requirement for all owners or occupiers or private commercial organizations to obtain the Compulsory Fire insurance for commercial buildings both completed and under construction, as per Sections 183 and 184 of the Insurance Act 2006 (Act 742). Commercial fire insurance offers to indemnify the insured for loss or damage to properties insured arising from and directly attributable to fire, flood and other allied perils. This policy also provides cover for the insured’s legal liability to the general public as well as the collapse of such insured buildings.
Whiles the fire insurance covers the physical damage to your properties this policy covers:Net profit lost as a consequence of the interruption of your business. Standing charges which continues to be payable by your organization, wages of staff that need to be retained during the interruption period.
This is a combination of fire and theft policy which seeks to protect your office / commercial building against fire and other allied perils as well as your office equipment and other contents against fire, flood, theft and other allied perils
This policy is designed to protect the asset base of an organization. It often offers protection for your building, contents against all perils unless specifically excluded in the policy